1. The installment of Shanghai Bank's credit card transfer is applicable to the main cardholders of Shanghai Bank's personal credit card who have a good credit record and have held the card for more than 6 months (inclusive), but not to supplementary cards, official cards and business cards.

2. The currency of the installment amount of credit card transfer in Shanghai Bank is limited to RMB, and the lower limit of the single application amount is RMB 5,000, and the upper limit is subject to the amount approved by Shanghai Bank and does not exceed RMB 50,000.

3. The cardholder's application for transfer installment shall be between the second working day after the bill date and the fifth working day before the next bill date.

4. The funds that the cardholder successfully transferred to his savings account after applying for credit card installment transfer in Shanghai Bank are only used for personal consumption, and shall not be used for activities restricted by Shanghai Bank such as stocks, futures and securities investment. The cardholder must keep the consumption voucher for transfer and installment payment, and Shanghai Bank has the right to obtain the relevant consumption voucher at any time.