1. You can bind 15 cards at most.

2. Savings card balance and credit card bill are displayed in real time.

3. Support more than 70 banks.

4. There are also "loan-in-one" cards, such as CITIC Easy Card, which can be directly credited to a credit card account.

Second, the shortcomings of China UnionPay Express:

1. Some savings cards and credit cards are inconsistent with physical cards.

2. Repayment through China UnionPay Express Universal Savings Card is limited by card-free payment, with a maximum of 2,000-50,000 yuan for a single payment and 50,000 yuan for a single payment.

3. Some banks have restrictions on repayment times, generally 5 times/month.

China UnionPay Express APP currently supports online applications for 65 kinds of credit cards including ICBC, Bank of Communications, CITIC, China Merchants, Pudong Development Bank, Minsheng, Huaxia, Ping An and other 18 banks; Support all domestic bank card binding, and cardholders of more than 230 banks can use UnionPay QR code to pay through China UnionPay Express APP; Among them, more than 90 banks have opened debit card balance inquiry, and more than 80 banks have opened credit card bill inquiry and credit card repayment.

It is worth mentioning that in China UnionPay Express APP, there is zero handling fee for both inter-bank transfer and credit card repayment. Bind all credit cards to China UnionPay Express APP, and do the whole process with one click for free!

At the same time, China UnionPay Express APP also actively investigates market demand. After a "face change" in the middle of the year, it has formed three functional sections: receiving and paying, enjoying preferential treatment, and managing with cards. The main line of product logic is clear, and the function creation is increasingly refined. Every user can really feel the efforts of China UnionPay Express.

In synchronization with the construction of China UnionPay Express Acceptance Environment, UnionPay actively promotes the construction of mobile payment convenience demonstration projects, and works with all parties in the industry to create "Ten Convenience Scenes" including public transportation and subway, vegetable market, medical health, supermarket convenience, public payment, self-service vending, campus, canteen, traffic fines, catering, etc., aiming at the pain points of people's livelihood payment, building just-needed scenes, and creating industry advantages while benefiting the people.