Hello, the practice of returning credit cards should be treated as cash withdrawal by credit cards. The specific cash withdrawal fee depends on the regulations of the bank where you transfer the card. Generally, the withdrawal fee is 1%, and some fees are the lowest, the lowest is CITIC, and the lowest is 30 yuan. . . Your interest will be calculated from the date you transfer out. The interest is 5110000 days, and the repayment period will be reflected in your credit card bill.