If there are two Everbright credit cards, the credit limits of the two cards are shared. I don't know what the landlord means by "no money" If it means that there is no limit, it means that the other credit card has no limit and can only be used if it is repaid first. Credit cards in the same bank share the limit, so it is generally recommended to apply for a second credit card in a different bank. I don't know if I understand what I said. I hope my answer can help the landlord!