The credit limit is not fixed, it changes with the cardholder's consumption. If the cardholder keeps a good record of using the card and good consumption habits, and always repays on time, the bank will increase the credit limit of the cardholder according to the cardholder's situation. On the other hand, if the cardholder has been blindly spending and overdue repayment, the bank will reduce the credit limit of the cardholder. If the situation is not good, you can cancel the card directly.

Cardholders can also take the initiative to apply to the bank to increase the quota. If the cardholder's card use record is good, the bank will pass the cardholder's application. There are two ways to increase quotas: permanent quotas and temporary quotas. The permanent quota means that the cardholder's monthly fixed quota has increased. Temporary quota means that the cardholder's quota is only increased during the application period, and the quota will be restored after the application time.