Hello, Xiaoan is happy to answer your questions. Hello, Shenzhen Development Bank Credit Card and Ping An Credit Card will realize unified account management from May 1, 2012.

According to the information you provided, if you repay 10,000 yuan and 2,000 yuan per month, it is equivalent to repaying it in 5 months, and the interest will be about more than 600 yuan. Please refer to the bill and SMS notification for details. And you apply for 10,000 yuan to be divided into 12 installments. The repayment amount of each installment = total installment amount × handling fee rate for each installment. According to the information you provided, the handling fee should be 0.64, 10,000*0.64=64 yuan, and the principal amount of each installment =10000/12=833.33, the repayment amount per period =833.33 64=about 897.33 yuan. Quite a few days ago, you paid an extra 64*12=768 yuan a year.

The above information is for reference only. You can judge whether to apply for bill installment or not according to the prompts. To repay the bill on time according to the bill amount you receive, you can log in to Ping An One Account online banking: /financing/login.screen and click on My Bills to check the details of "Unissued Bills" or "Issued Bills".

If you encounter any questions about credit cards next time, please log in to the Ping An Baidu Enterprise Platform /c/pingan and click on the Ask Customer Service column. Xiao An is looking forward to your questions, thank you~~