How to withdraw cash using the mobile app of China Guangfa Bank Credit Card?

Operating environment: Apple 7P; IOS13.4

Log in to the GF Credit Card APP "Discover Wonders", click "Cash" on the homepage to enter the withdrawal process, and then the installment interest will be displayed The repayment method, etc., you need to select and confirm. Finally, you will be asked to fill in the debit card used to receive cash, and just follow the prompts.

Take out the cash withdrawal money. Deposit to the bank card bound to your Alipay. Then transfer it to Alipay or Yu'e Bao from the bank card bound to Alipay.

With the development of the market economy, enterprises, companies or individuals have an increasing demand for loans, but there are still many things about loans that are unclear to us ordinary people. Here I will summarize some basic financial knowledge about loans for everyone, so that everyone can learn from each other.

Loans seem to be a very simple matter, just borrow money from others, and then pay back the money plus interest. In fact, lending is a very professional and technical job. If you don’t know some financial knowledge, it is easy to get a loan that is not what you want. In order to help everyone better learn and understand loan-related knowledge, we have summarized ten points of basic loan knowledge.

1. What are the common forms of loans, and what are their characteristics and advantages?

Loan forms are divided into two categories: "credit loan and mortgage loan".

2. What is the difference between "lender" and "borrower"?

In lending behavior, most people do not know what "lender" and "borrower" are.

Lender: refers to a person or financial institution that uses credit funds or its own funds to issue loans to borrowers in lending activities, generally refers to commercial banks and central banks.

·Borrower: refers to an enterprise, institution or individual that borrows monetary funds from a lender by using its own credit or property as a guarantee or a third party as a guarantee in credit activities.

To put it simply, when you borrow money from a bank, you are the borrower and the bank is the lender.

3. What are the common repayment methods?

Common repayment methods include: equal amounts of principal, equal amounts of principal and interest, one-time repayment of principal and interest, and interest first and principal later.

4. What is the base interest rate? What is going up?

The benchmark interest rate is the deposit and loan interest rate uniformly stipulated by the People's Bank of China, which is used to guide the deposit and loan business of commercial banks. Commercial banks can follow market conditions and borrower conditions to fluctuate up or down the benchmark interest rate.

The main reasons for the rise in loan interest rates are that the market demand for loans exceeds the supply of funds. Simply put, banks are short of money. In addition, the borrower's credit status is not good. The bank believes that the loan risk is too high, so the interest rate rises.

What is the overdraft withdrawal limit of Guangfa Bank’s credit card? How to activate the overdraft withdrawal function?

In addition to often using credit cards for overdraft consumption, people sometimes also make overdraft withdrawals on credit cards in order to solve financial problems. There are limits on withdrawals for insufficient overdraft, and different banks may have different regulations. So, what is the overdraft withdrawal limit for China Guangfa Bank’s credit card? And how to activate the overdraft cash withdrawal function of Guangfa Bank credit card? Let me answer it for you today.

What is the overdraft withdrawal limit of Guangfa Bank’s credit card?

The overdraft withdrawal limit of Guangfa Bank’s credit card is generally determined by the credit limit of your credit card itself, because its overdraft withdrawal limit is 50% of the credit card credit limit. So the higher the available limit on your credit card, the higher the amount you can overdraft and withdraw cash.

However, it should be noted that when you withdraw cash from an overdraft on your Guangfa Bank credit card, you can only withdraw up to RMB 500,000.

How to activate the overdraft cash withdrawal function of Guangfa Bank credit card?

If you want to make overdraft withdrawals on your Guangfa Bank credit card, you must first activate the overdraft withdrawal function on your credit card. Because you need to set a withdrawal password to ensure the security of withdrawals.

However, it is very simple to activate. You can activate it by directly calling the customer service hotline of China Guangfa Bank.

After dialing 95508, press the "3" key, then press the "3" key again, and follow the voice prompts to complete the password setting and function activation.

The above is the answer to "What is the overdraft withdrawal limit of China Guangfa Bank's credit card? How to activate the overdraft withdrawal function?" The overdraft withdrawal limit for Guangfa Bank's credit card is 50% of the credit limit of your Guangfa Bank credit card. Once you have enabled the cash withdrawal function and set a cash withdrawal password, you can make overdraft cash withdrawals on your Guangfa credit card.

Which credit cards of China Guangfa Bank offer free cash withdrawals?

Which credit cards of China Guangfa Bank offer free cash withdrawals?

How to withdraw cash with Guangfa Bank credit card? What are the cash withdrawal methods?

1. One of the methods for withdrawing cash from China Guangfa Bank credit card - withdrawing cash from ATMs

At home or abroad, you can withdraw cash from VISA/Plus or VISA with the UnionPay logo or the credit card face. ATMs with the MasterCard/Cirrus logo can withdraw local currency with the transaction password.

2. Cash withdrawal method using Guangfa Bank's credit card - bank counter cash withdrawal

In China, you can withdraw RMB cash at the counter of any Guangfa Bank outlet with your credit card and transaction password;

Overseas, you can withdraw local currency or its equivalent with a valid ID and credit card at a bank counter with the VISA/Plus or MasterCard/Cirrus logo displayed on the credit card face.

3. The method of withdrawing cash from Guangfa Bank’s credit card - overdraft withdrawal by phone

Just use the mobile phone/home phone number reserved at Guangfa Bank to dial: 95508, press 4 → press 6. Follow the voice prompts to activate the telephone overdraft cash withdrawal service. You can transfer the overdraft cash from your credit card to your own Guangfa Bank or non-Guangfa Bank savings account without going out. The transfer to Guangfa Bank savings account will be credited in real time, and the transfer to non-Guangfa Bank only requires 1-2 working days. (An additional handling fee of 10 yuan/transfer will be charged when transferring to a non-Guangfa Bank bank)

IV. The method of withdrawing cash from Guangfa Bank’s credit card - Online banking overdraft withdrawal

Log in to Guangfa Bank’s online banking and select a credit card →Overdraft cash withdrawal, follow the system prompts, and you can overdraft cash from your credit card to a valid Guangfa Bank savings account under your name.

Consume healthily and withdraw cash carefully

"Credit card cash out" means that the cardholder does not withdraw cash through normal legal procedures (ATM or counter), but uses other means to withdraw the credit limit on the card. It is illegal to withdraw funds in cash without paying bank withdrawal fees.

Can I withdraw cash with a Guangfa Bank credit card?

Can I withdraw cash with a Guangfa Bank credit card?

Overdraft withdrawal limit: The overdraft withdrawal limit is determined according to your card usage. It is generally 50% of the comprehensive credit limit. The total amount of overdraft withdrawal and spending amount must not exceed your comprehensive credit limit. For specific limits, please call Credit card center 24-hour customer service hotline inquiry.

How to activate and use:

Dial 95508 on your mobile phone and press "3-3" according to the voice prompts to complete the password setting and function activation. Then dial 95508 on your mobile phone (press 4 and then 6 after the voice prompt), mobile banking, online banking, self-service teller machines, or bank branch counters, and withdraw cash according to the corresponding instructions.

Warm reminder: Please use the mobile phone number registered in the system to dial 95508.

Multiple channels to choose from:

Telephone overdraft withdrawal: a new idea of ??convenient cash withdrawal, just make a phone call and instantly withdraw money to your savings account

You only need to register in the system Dial 95508 on your mobile phone, press 4 → press 6, and follow the voice prompts to activate the telephone overdraft cash withdrawal service. You can transfer the cash overdraft from your credit card to your bank or non-Guangdong Development Bank savings account in your own name, without going out, if you need it urgently. (It takes only 1-2 working days to transfer to our bank's savings account, and it only takes 1-2 working days to transfer to non-China Guangdong Development Bank.) Each transaction supports random withdrawal within the limit, up to 500,000 yuan.

Mobile banking overdraft cash withdrawal: Log in to our bank's mobile banking, select transfer and remittance → transfer with the same name, and follow the system prompts to overdraw cash from your credit card to a valid savings account in your name with the bank. Each transaction supports random withdrawal within the limit, up to RMB 500,000.

Online banking overdraft cash withdrawal: Log in to online banking, select credit card → credit card transfer → overdraft transfer, and follow the system prompts to overdraft cash from your credit card to a valid savings account in your name with the Bank. Each transaction supports random withdrawal within the limit, up to RMB 500,000.

Overdraft cash withdrawal from automatic teller machines: RMB or local currency can be withdrawn at domestic and overseas automatic teller machines with VISA, MasterCard or UnionPay logos using the withdrawal password.

Overdraft cash withdrawal at bank branch counters: You can use the credit card and withdrawal password or valid ID at the counters of Guangfa Bank branches in China or overseas bank counters with VISA, MasterCard or UnionPay logos. Withdraw RMB or local currency. Each transaction supports random withdrawal within the limit, up to RMB 500,000.

Guangfa Bank - Overdraft Cash Withdrawal

How to withdraw the remaining 6 yuan from Guangfa Bank’s credit card

Withdraw money from ATM, business points or mobile banking APP.

Specific steps for withdrawing money from the credit card balance:

1. Put the credit card into the ATM machine to withdraw the balance. Follow the machine interface prompts, enter the withdrawal password, and then withdraw the balance.

2. The user brings a valid ID card and credit card to the counter of a nearby bank branch and asks the staff to withdraw cash from the credit card balance. After the staff verifies the ID card, the cash will be withdrawn directly at the counter.

3. On the App page of the credit card, you can bind a debit card and transfer the balance in the credit card to the debit card.

Where is the money in China Guangfa Bank

In life, people may sometimes encounter times when they need a large amount of funds. If you do not have extra funds at this time, You can withdraw cash from your credit card overdraft. Each bank's credit card has various overdraft withdrawal methods. Today, the editor will introduce to you its withdrawal method.

1. Cash withdrawal via customer service phone

You can directly dial the customer service hotline of China Guangfa Bank at 95508. After dialing, press the "4" key, then press the "6" key, and follow the voice prompts. By performing this operation, you can withdraw cash from your credit card overdraft to a savings account in your own name at this bank or another bank.

It should be noted that if the cash is withdrawn to the savings account of our bank, it will arrive in real time. If the cash is withdrawn to the savings account of another bank, it will take 1 to 2 working days.

2. Withdraw Cash from Online Banking

Customers who have opened personal online banking can log in to China Guangfa Bank’s online banking, select the “Credit Card” interface, and then click “Credit Card Transfer” on the “Credit Card” interface ", select "Overdraft Transfer", and then follow the system prompts to withdraw cash from the overdraft on your credit card.

3. Cash withdrawal from mobile banking

You can download the mobile banking of Guangfa Bank on your mobile phone, then log in to the mobile banking of Guangfa Bank, select "Transfer and Remittance", and click "Transfer with the same name" , and then follow the system prompts to withdraw cash from your credit card overdraft.

4. Withdraw cash at bank branches

You can bring your credit card to a nearby Guangfa Bank branch and go to the counter to find a staff member to withdraw cash overdraft with your ID card and withdrawal password. Can be withdrawn.

5. Withdraw cash from ATM machines

You can also directly go to the ATM machine at a nearby outlet to withdraw overdraft cash by yourself, and enter the withdrawal password to withdraw cash.

This ends the introduction on how to withdraw cash with Guangfa Bank credit card and how to withdraw cash in installments with Guangfa Bank credit card. Have you found the information you need?