Activated credit card: Take ICBC credit card as an example, and the cancellation process is as follows: 1. Call the bank credit card center to inquire about the cancellation, mainly depending on whether your card is suitable for cancellation and whether there is a balance. . 2. Cancel the credit card by phone. After receiving the call, the bank will accept the user's application to cancel the credit card, and deduct the annual fee receivable from all the cards under his account, and the account balance will be zero or the customer will definitely give up the remaining deposit in the account. . 3. Go to the bank counter to officially cancel the credit card. You must bring your prepared ID card; Application form; Cancel the credit card. Go to the counter to accept the card transaction, and then wait a month to cancel the transaction. The first step to cancel the account is to receive the card, and then do the corresponding cancellation procedures one month after receiving the card, but you can also make an appointment to cancel the account directly on the day of card cancellation. So you don't have to go to the outlet after waiting for a month. The balance on the card will be directly transferred to the card after 1 to cancel the account at that time.