In daily life, it is very common to apply for a credit card, and it is also normal to be refused a credit card by a credit card center. Let me introduce you to five reasons for the failure of applying for a credit card. 1. Applicants with less application materials must pay attention to the authenticity and integrity of the application materials, which is an important basis for the bank to approve the card. This information is especially important when applying for a credit card for the first time. For example, there is a greater probability that a house and a car can submit a purchase contract, a vehicle driving license and other approvals; If there are only simple materials such as a copy of the ID card, the probability of approval is small. 2. After receiving a credit card application, a bank with a bad credit record will check the applicant's credit record through the credit information platform. If the credit record is good, the credit card is more likely to be approved. 3. If the bank's score is not up to standard, the bank will use the scoring system to automatically score the users. Only when the score is above the score set by the bank can the card be approved, and if it is not reached, the card will be rejected. The notice that the user received "card issuance refused due to insufficient comprehensive score" refers to this score. 4. Failure to meet the conditions for issuing cards Many users did not carefully read the application conditions when applying for cards. Many credit cards have application conditions, such as student cards, female cards, membership cards or age restrictions, which will directly lead to the rejection of the card application. If you want to apply for a credit card successfully, please provide comprehensive information as much as possible and use your credit card reasonably.