Generally speaking, China Merchants Bank's credit card is free of annual fee in the first year. Most types of credit cards of China Merchants Bank start from the second year. If you swipe your card six times in the same year, you can waive the annual fee for the next year. In addition, this "six times" is not limited to the amount, payment method, and whether there is a point transaction. As long as it is included in the bill, even a bottle of mineral water can be brushed.

Free annual fee policy for card opening in the following year (free annual fee for China Merchants Bank credit card): ordinary card and gold card (including various co-branded cards): swipe the card for six times (unlimited amount for each transaction, unlimited transaction type) and free annual fee for the following year within one year from the month when the credit card is approved successfully; Mini cards (including MSN cards) cannot be exempted from annual fees. If there are other CMB credit cards, the annual fee is RMB100/year; Titanium card swipes 6 times within one year from the successful month of credit card approval (unlimited amount and transaction type each time) and is exempt from the annual fee of the following year; Platinum card is exchanged for the annual fee of the following year with China Merchants Bank credit card 10000 points; Unlimited cards are not exempt from the annual fee policy for the following year.

China Merchants Bank credit card application conditions:

1. Age requirements: the applicant should be between 18-60 years old, and if he is an overseas person, he needs to be between 25-60 years old;

2. Income requirements: Applicants need to have a legal and stable source of income;

3. Credit requirements: Applicants need to have a good credit record.

China Merchants Bank is the first joint-stock commercial bank in China that is wholly controlled by an enterprise as a legal person. Founded on April 8, 1987, with its headquarters in Shenzhen.

On April 9, 2002, China Merchants Bank A shares were listed on the Shanghai Stock Exchange. It was listed on the Hong Kong Stock Exchange on September 22nd, 2006. Mainly engaged in banking and financial services.

In June, 2022, 5438+ 10, China Merchants Bank disclosed its performance report, and in 200211992.2 billion yuan, a year-on-year increase of 23.2%.

China Merchants Bank was established in Shekou, the frontier of China's reform and opening up. It is the first joint-stock commercial bank in China that is wholly controlled by an enterprise as a legal person, and it is also the first pilot bank to promote banking reform from outside the system.

China Merchants Bank is headquartered in Futian District, Shenzhen. On April 9, 2002, China Merchants Bank A shares were listed on the Shanghai Stock Exchange. On September 8, 2006, China Merchants Bank began its public offering in Hong Kong, issuing about 2.2 billion H shares and raising HK$ 20 billion. It was listed on the Hong Kong Stock Exchange on September 22. The net capital exceeds 290 billion, and the total assets exceed 4.4 trillion. By the first half of 20 17, China Merchants Bank had more than 1800 domestic and overseas branches, set up service outlets in more than 30 cities in Chinese mainland/kloc-0, and had 5 overseas branches and 3 overseas representative offices with more than 70,000 employees. In addition, China Merchants Bank also wholly owns CMB Financial Leasing Co., Ltd. and holds China Merchants Fund Management Co., Ltd., holding 50% equity of China Merchants Cigna Life Insurance Co., Ltd. and 50% equity of Zhaolian Consumer Finance Company; Wing Lung Bank Limited and CMB International Financial Holdings Limited are wholly-owned companies in Hong Kong.