Friends who use credit cards all know that credit cards have points activities. Credit card points mean you spend money with your credit card. Banks give points according to certain rules. When the points reach a certain amount, you can exchange them for cash. But do you know enough about the points rules of all banks? Let’s take a good look at the points rules of major banks today!

After reading so many bank points rules, it is also important to earn points by swiping likes. When launching activities such as "double points", "reward points", and "card swiping draws" during bank activities, swipe your card to double your points; when friends gather for dinner or parties, swipe your credit card to exchange cash for your friends; some banks have regulations for credit card draws , if the number of draws is limited according to a certain credit card limit, the cardholder can try to swipe the consumption amount multiple times to achieve the optimal use of points.

Permanent validity:

Agricultural Bank of China, China Construction Bank, Minsheng, Investment, Industrial and China Banking.

Valid within a few years:

ICBC and Bank of China credit card points are valid for 2 years;

Some Bank of Communications and CITIC credit card points are valid for a minimum of 1 year and a maximum of 2 years years;

The points valid for credit cards such as Shanghai Pudong Development Bank and China Everbright Bank are 2-5 years;

The points valid for Guangfa and Shenzhen Credit Cards are the same as those of credit cards. Related Q&A: Is it easy to get a Shenzhen Fa Bank credit card? It's very easy to handle. If you fill in 5,000 and the company gives you a certificate, then your credit limit should be between 11,000 and 15,000.