Many friends have experienced receiving text messages like this, inviting you to apply for a credit card of up to 50,000 or 100,000. Can you believe it?

Have you ever received such a text message? Many people have been fooled by this scam! Don't believe it!

In fact, this is a text message sent to you by a third-party promotion agency! Banks have been doing credit card marketing activities because they want to develop more customers and make more money, so they have marketing activities. They participate in the bank's credit card promotion activities. For example, if you recommend 188 customers, you can get iPhoneX rewards.

Third-party agencies sign contracts with banks to promote a customer to successfully apply for a card and receive a commission ranging from 50 to 180. Just like a credit card specialist applies for a card for you, they will receive a commission for each successful card application. In this case, by sending group text messages, tens of thousands of them at a time, there must be someone who doesn't know how to apply for a card, so he will definitely make a lot of money! The core is that the promotional link is not a card application link specially invited by the bank. Applying for cards frequently will ruin your credit score and make it difficult to apply for cards and loans in the future!

So I would like to remind you not to believe easily. The limit you apply for for a credit card is ultimately determined based on your personal situation and the information you fill in the form.