A friend said that when he paid the bill at Bank of Communications, he found that the personality index was only 2, so he could not enjoy the temporary quota and other rights, so he wanted to know if there was any way to increase the personality index. In fact, there are some methods, mainly to maintain a good habit of using cards, so that Bank of Communications will improve your character index. Let's take a look. Pay the bill app is a mobile phone client of Bank of Communications that integrates life payment, air ticket booking and shopping in the mall. Users can use this software to pay water and electricity bills online, buy movie tickets, air tickets, etc., and provide bill inquiry function. In addition, paying the bill will also provide corresponding rights and interests according to the cardholder's personality index, such as temporary quota and easy loan. However, these two kinds of rights and interests require a high personality index, and generally need to be 7 or above to get the rights and interests. so, how to increase the personality index? There are two main channels to increase the Bank of Communications' personality index. One is to maintain good card-using behavior, and the other is to complete related small tasks, as follows: 1. Pay the bill, the app prompts, and keep timely and full repayment records. Good card-using behavior will add points to your personality index. It can be seen that it is necessary for cardholders who want to improve their personality index to keep a good record of using their cards. They can try the following methods: 1. When using credit cards, they should accumulate credit and repay in full and on time, so that banks can feel that their funds are safe and feel at ease with you. 2 Try to swipe your card wherever you can, no matter what hotels and restaurants, buy cigarettes and snacks, pay water and phone bills, etc., even if the amount of swiping your card is small, but the number of swipes is more, you can let the bank see your credit card activity, and swipe your card at merchants with points, which can also make the bank make profits. Repay on time, don't be overdue. It is not difficult to borrow and borrow again. The credit card limit is slowly restored with repayment. Frequent repayment can not only increase the utilization rate of funds, but also help accumulate credit and make banks feel at ease. 2. Completing related small tasks will also help to improve the personality index, such as opening the address book permission, modifying the email address, modifying the mailing address, and understanding how to modify the mobile phone number.