The CCB Yidai Card will automatically amortize the current bill consumption amount on the bill date and repay it monthly according to the agreed number of periods. The installment amount does not include overpayments, cash withdrawal transactions, installment transactions and fee-based transactions. Such as interest and various handling fees (such as credit card account management fees, installment handling fees, withdrawal handling fees, late payment fees, over-limit service fees and other credit card charges);

The installment payment provided by Yidai Card There are 3, 6, 12, and 24 installments (the installment handling fee is 0.5% of the total installment amount charged for each installment), which can be selected by yourself, among which 12 installments is the default number when the card is issued. After receiving the card and activating it, you can call the CCB customer service hotline to apply for period modification. Subsequent modifications to the period must be at least 6 months apart. Modification of the number of installments will not affect the automatic installments that have taken effect, and the new installment plan will be reflected in the next bill.

Of course, there are some transactions that are prohibited by Yidai Card. The specific transactions are as shown in the figure