Bank statements can be checked for five years.

Bank statements often look back on the past five years, but in a different way.

Users can go to the counter of a bank branch to check the bank records of the last one to two years for free, or they can check the bank records of the last six months or so at the bank terminal or online banking.

When checking bank card flow through online banking, generally only records within 2 or 5 years can be queried (subject to the specific regulations of the issuing bank).

For example, China Construction Bank can query savings account or credit card account details in the past 2 years through mobile banking, as well as current account transaction details in the past 5 years. If you want to check the traffic for more than five years, you often need to bring your personal ID card and account opening card to check in person. The records will generally not be deleted. Customers can go to the counter and inform the staff of their specific time period to view the details.

Extended information:

Generally speaking, the available time of flow records is within 5 years.

Currently, the state requires banks to keep transaction records for at least 5 years. Banks may not keep records for longer than five years.

To check the flow for the whole year, you can check it yourself through online banking or the self-service inquiry equipment at the branch; to check the flow for more than one year, you need to bring your ID card and bank to the counter of the branch; bank statement refers to For bank card transaction details, generally major commercial banks can query records for more than 5 years.

For example, the Agricultural Bank of China stipulates that transaction details from January 1, 2010 to the present can be queried. If users need to check their bank statements, they can bring their bank cards and ID cards to the card-issuing bank branches and check at self-service teller machines or counters

The details of the time when the bank can check are as follows:

① Past Detailed information for two years can be checked through online banking;

② Handle it at the bank counter within one year;

③ Check the details for one year through self-service machines at bank outlets;

1. Look at the balance at the end of the month. If the personal bank account balance is enough for one month, you are not nervous about money. If this person is doing business, it will be better to show business cash flow. There is a fixed amount every month, and the customer's monthly repayment is basically not overdue. , which is also a reference point.

2. View the transaction details of the process. We see that the income level of customers who have not made any large transactions for a month is consistent with our customers.

Bank flow refers to the deposit and withdrawal transaction records of bank current accounts (including current passbooks and bank cards). According to the nature of the account, it is divided into personal flow and corporate flow. Bank statement is a document that proves the income of an individual or company, and is a necessary document to apply for a loan from the bank.

How to get bank statements

1. After you confirm the bank to which your bank card and passbook belongs, bring your ID and bank card to the nearest bank branch to check. The staff will help you print it.

2. You can also bring your card or passbook to the self-service inquiry machine at a business outlet to print it yourself. Self-service printing process:

Self-service inquiry machine - insert card or passbook - enter password - enter the inquiry details page - historical details - enter the date required for inquiry and printing - inquiry - print.

In addition, you can also check bank statements through the following methods:

1. For users who have opened online banking, they can log in to online banking for inquiries.

2. Customers who have activated mobile online banking can also log in to the mobile terminal for enquiries.