Is it good to apply for Guangzhou Rural Commercial Bank Sun Credit Card? What is the general limit?
What is the amount of Guangzhou Rural Commercial Bank Sun Credit Card? Is the amount of Guangzhou Rural Commercial Bank Sun Credit Card high? As long as it is the limit Relevant questions are the key questions asked by card friends. The limit guidelines of Guangzhou Rural Commercial Bank’s Sun Credit Card are closely related to the holder’s situation. So, what is the amount of Guangzhou Rural Commercial Bank’s Sun Credit Card? Is the amount of Guangzhou Rural Commercial Bank’s Sun Credit Card considered high? Next, let’s follow Xiaocai to find out.
1. How much is the amount of Guangzhou Rural Commercial Bank’s Sun Credit Card?
According to Xiaowa’s understanding, the amount of Guangzhou Rural Commercial Bank’s Sun Credit Card is: 5,000-50,000.
2. Guangzhou Rural Commercial Bank’s tips for increasing the limit
Although the limit of this loan is relatively high, many cardholders still want to know how to increase the limit. For this reason, Xiaowa also Here are some methods for your reference:
1. Use credit cards frequently, no matter how big or small the amount is, as long as you can swipe your card, you will definitely spend it. You really need to swipe your card more often, because the system will think that your credit card is a necessity in your life. And it collected money.
2. It is best to spend at least 30% of the total bill every month. This is actually not the case. If you swipe more cards, the bank will indeed make more money. However, if your spending amount does not match your income, the bank will consider you to be a high risk.
3. If you need to increase the quota due to short-term needs such as festivals, tourism, business trips, etc., you can apply for a temporary quota increase, which will be easier to approve.
4. Continuously call for quota increase applications. Sometimes different customer service applications will be handled differently. Different customer service departments do have different handling methods, but the results of the system evaluation will be the same.
5. Canceling the card without increasing the limit sometimes works. But this only works if you meet a newbie who has just launched online.
6. If you intend to deactivate a credit card for a certain period of time, the bank will provide certain incentives for the activation of dormant cards, such as increasing the reward limit.
7. When increasing the credit limit, it is most effective to apply on the billing day or when the card has just been maxed out.
8. The bills spent on the card must be spent for 3 consecutive months, with continuous payments in between. , that is, there are expenses every month. In the early stage, it has a great effect on increasing the quota.
What is the customer service telephone number for Guangzhou Rural Commercial Bank's credit card?
The customer service telephone number for Guangzhou Rural Commercial Bank's credit card is 95313. Please call during working hours
1. Guangzhou Rural Commercial Bank The predecessor of Guangzhou Rural Credit Cooperative was founded in 1951 and has a history of more than 50 years.
Guangzhou Rural Commercial Bank, based in southern Guangdong, adheres to the purpose of serving "agriculture, rural areas and farmers" and has made important contributions to promoting farmers' income increase, agricultural development, rural social stability and urban and rural economic construction.
Guangzhou Rural Commercial Bank, headquartered in Guangzhou, was formerly founded in 1951. A rural credit cooperative was established; in September 1998, the Guangzhou Rural Credit Cooperative Union was established, and in November 2006, the Guangzhou Rural Credit Cooperative Union opened. On the same day, Guangzhou Rural Commercial Bank Co., Ltd. officially opened after being approved by the China Banking Regulatory Commission.
2. The website of Guangzhou Rural Commercial Bank shows that as of the end of December 2015, the bank’s total assets were 580.9 billion yuan, a year-on-year increase of 22.9%. The balance of various deposits was RMB 391.5 billion, a year-on-year increase of 10.5%. The balance of various loans was RMB 223.6 billion, a year-on-year increase of 20.3%. In 2015, the operating profit was RMB 10.5 billion, a year-on-year increase of 23.2%. _阒薖┥绦Net profit in the first three quarters of 2020 was 4.26 billion
1. Guangzhou Rural Commercial Bank, with a balance of agriculture-related loans of 20 billion yuan, is the largest agriculture-related loan balance and highest proportion in Guangzhou. commercial bank. We launched dozens of innovative business varieties such as small credit loans for farmers, "villager business loans", "village community organization loans", "three old renovation loans", and "agricultural and commercial three treasures" portfolio loans. Nearly 80% of the bank's business outlets are located in various villages and towns in Guangzhou, making it one of the first domestic banking institutions to join the issuance of "Huinong Cards". The number of Huinong Cards issued ranks first in the country, providing personal and convenient services for "agriculture, rural areas and farmers" in Guangzhou. , high-quality financial services.
Actively carry out the theme activity of "Caring for Thousands of Villages and Tens of Thousands of Households to Build a Happy Guangzhou" to popularize financial knowledge, improve the service environment for supporting agriculture, and enhance the level of services for supporting agriculture.
2. Guangzhou Rural Commercial Bank cooperates with the German International Project Corporation (IPC) to comprehensively carry out loan business for micro enterprises. "Micro Loans" provide mortgage-free loans to micro business owners, with a maximum limit of 1 million yuan, and "Micro Loans" provide loans to small businesses (owners) with a limit of 1 to 10 million yuan, and can accept single or multiple mortgages. Combination method. Launched "Haoyidai", a cluster financing platform for small and medium-sized enterprises, to build a credit factory and a unique business model for small and medium-sized enterprises, with a loan balance of 80 billion yuan for small, medium and micro enterprises. ]_A total of nearly 13 million bank cards have been issued, with more than 6,500 special merchants and more than 2,600 ATM machines. Various settlement businesses including collection of water and electricity bills, telephone bills, and non-tax income agency were successfully launched. Issued the "Sun" series of credit cards, ranking first among regional banks in the province in terms of credit card issuance volume.
3. Guangzhou Rural Commercial Bank carries out the work of "financial services into communities", establishes community banks, builds an omni-channel electronic service network such as online banking, mobile banking, telephone banking, SMS banking, and WeChat banking, and launches The online mall with themes of agricultural products, precious metals, and home life provides urban and rural residents with personal and convenient financial services. _As a local corporate banking institution in Guangzhou, we take advantage of our short decision-making radius and flexible operating mechanism to fully support regional industrial transformation and upgrading, urban infrastructure construction, "three old" transformation and "beautiful countryside" construction, and successfully lead the Guangfo Metro, Guangzhou We have provided syndicated loans for water investment and other projects, established good strategic cooperative relationships with Guangzhou Metro, Construction Investment, Water Investment and other enterprise groups, and successfully participated in the construction of West Tower, South China Express, Huadu Automobile City and other projects. At the same time, we fully support the construction of nationwide professional markets for cloth, leather goods, flowers, vegetables, fruits and vegetables wholesale in Guangzhou. In December 2014, the wholly-owned Zhujiang Financial Leasing Company officially opened for operation. It was the first financial leasing company approved by the China Banking Regulatory Commission in Guangdong Province, filling the gap in the financial leasing business of the province's banking system.
What is the name of Guangzhou Rural Commercial Bank’s credit card app?
Guangzhou Bank’s credit card app is called “Guangyin Credit Card”. It mainly provides credit card account inquiries and credit card business processing for Guangzhou Bank credit card holders. , consumer loans, promotion recommendation, installment mall, points mall, card-less payment and other financial services. You can search for "Guangyin Credit Card" to download the APP through major mobile app stores. After registering, you can enjoy various services and conveniences.
Operating environment: iPhone Ability;
2. Have a good credit record;
3. Applicants can apply for no more than two supplementary cards for their spouses or relatives who have full capacity for civil conduct.
2. Credit card application materials:
1. Identity proof information: copy of resident ID card or military officer ID card;
2. Work and income proof information;
3. Other proof of financial resources: such as a copy of the real estate certificate, a copy of the vehicle driving license, a copy of the deposit receipt, etc.
3. Credit card application method:
1. Bring credit certificate to the counter to apply: Applicants are required to submit relatively complete asset certification documents and submit the above to the bank for back-end review department Review.
2. Online banking application: The applicant uses a savings card account under his or her name to open online banking, enter the official website of the required bank, enter the login password and verification code, and then enter the online banking page. Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it. The review progress and results will be displayed on the online banking.
4. Credit cards, also called credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.
Credit cards stipulated in my country's relevant laws ("Interpretations of the Standing Committee of the National People's Congress on Relevant Credit Card Regulations") refer to credit cards issued by commercial banks or other financial institutions that have all the functions of consumer payment, credit loans, transfer settlement, cash deposits and withdrawals, etc. Or an electronic payment card with partial functions. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is CreditCard.
That’s it for the introduction of Guangzhou Rural Commercial Bank’s credit card.