Can be used.

Whether you change your name or not has nothing to do with your credit card.

However, if you need to change your information at the credit reference center, you need to call customer service to explain the situation and make the changes promptly to avoid any future troubles.

A credit card is in the form of a card with the name of the issuing bank, validity period, card number, cardholder name and other information printed on the front. Consumers holding credit cards can go to specialized business service departments to shop or consume, and then the bank will share the benefits with merchants and cardholders. Cardholders can overdraft within specified limits.

Newbies should pay special attention to the following points when using credit cards:

(1) Before using a credit card, you should first understand your financial responsibilities.

(2) Card issuance behavior attracts consumers to apply for credit cards, and special discounts are given in the first year, so special attention must be paid. These promotions are usually short-term. Don't get confused just yet. When choosing a credit card, long-term benefits should be your priority.

(3) Avoid applying for a credit card that is beyond your affordability. First assess your spending habits, needs and financial situation, and then decide how many credit cards you need to choose from in Hong Kong.

(4) When you receive a new card, you must sign it immediately and cut the old card into pieces to avoid fraudulent use.

You must keep your credit card safe and report the loss immediately if it is lost.

(6) Whether it is a credit card or a debit card, you must maintain a good credit record.

Borrowing cash in advance is convenient, but expensive.

(8) Using revolving credit can help you manage your financial situation, but you must pay attention: Revolving credit is a type of credit loan, so you do not need to pay the consumption amount within the payment period, as long as you pay before A portion of the amount is paid each period, but additional interest must be paid on revolving loans.

(9) Prevent credit card fraud.

(10) When changing the new address or contact number, the issuing bank should be notified immediately.

(11) When you swipe your card at designated stores, you do not need to pay more handling fees.

(12) Anyone who is urged by a collection unit due to non-payment has the responsibility to pay off the debt immediately. If the circumstances are serious, he will bear legal liability.