Hello, poster~I am happy to answer your question

That’s it. The number of installments of Ping An Credit Card can be divided into up to 24 installments and at least 3 installments.

When paying in installments, you need to pay attention to the following matters:

1. The number of installments for credit card installments requires you to apply personally, by phone or online banking, but if your card has Automatic staging function, then there is no need to set it up.

2. Credit card installments are divided into two types: consumption installments and bill installments. Consumption installment means that you directly choose installments when you buy something, while bill installment means that you repay bills in installments that you cannot pay off in one go. The application time for the two types of installments is different. Please refer to the bank's installment regulations for details.

3. Installment will take up your credit limit. For example, if you buy a mobile phone worth 3,000 yuan, your credit card limit will be 3,000 yuan, which cannot be used. You need to pay off each installment before the limit will be restored. Recovery part.

In addition, the more credit card installments there are, the higher the handling fee. For example, the handling fee to be paid for 24 installments will definitely be higher than the handling fee for 3 installments. Of course, there are also special circumstances in banks.

Finally, remember to repay your credit card installments in time. Once it is overdue, it will not only affect your personal credit, but the bank will also charge more interest fees.