The credit card black card limit is determined by the black card type.

The earliest black credit card was the American Express Centurion Black Gold Card. If a credit card has no limit, it is a debit card.

In China, Industrial and Commercial Bank of China, China Merchants Bank and Minsheng Bank all cooperated with American Express and issued black cards with different values, with a quota of about RMB 2 million-10/00000.