First of all, if you want to run a credit card, you need to have a certain amount of credit accumulation. Usually, credit card companies will check your credit score and credit history to find out your borrowing ability and repayment ability. If your credit score is high and your credit record is good, you are likely to be approved. If you have a bad credit record or no credit score, you may need to consider other credit products or loan methods.

Secondly, you need to determine your own needs and priorities. Different credit cards have different functions and benefits, such as annual fee-free credit cards, cash back credit cards, travel reward credit cards and so on. Choosing a credit card that suits you can ensure that you can enjoy the discount to the maximum and save money to the maximum. You can choose the credit card that suits you best according to your lifestyle and consumption habits.

Finally, you need to pay attention to some details and security issues when handling credit cards. First of all, you need to ensure that your identity is verified, such as providing valid identity documents, address documents and work documents. Secondly, you need to ensure that your personal information remains private and secure. When using a credit card, you need to pay attention to the privacy of the credit card and avoid revealing personal information to unscrupulous merchants or fraudsters. In addition, you need to know the purpose and restrictions of credit cards, such as credit limit and credit card rate. After you have made all the preparations, you can handle the credit card smoothly.