If you have used JD Finance, you should know that there is a JD small vault. After transferring funds, you can generate income and pay various fees. Is this JD small vault safe? The next editor will talk about this issue.

1. What is JD.com Finance?

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JD.com Finance is launched by JD.com Finance Personal asset value-added service. Currently, the JD.com small vault is divided into two accounts. The JD.com small vault pocket money account can not only purchase financial products, but can also be used for consumption, regular repayments, credit cards, mobile phone recharges, etc. The JD.com Xiaojinku financial account is an exclusive financial user and can only be used to purchase financial products or repay Baitiao and Baitiao loans.

2. Is JD.com Financial Xiaojinku safe?

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According to the official introduction of JD Finance, transferring money to JD Finance’s small treasury, whether it is an asset management account or a pocket money account, is equivalent to purchasing a currency fund from a fund company.

Monetary funds are low-risk asset management products with almost no deficit. JD Finance ensures the security of account information through real-name authentication, contact mobile phone, payment password and digital certificate, so funds are transferred to JD.com’s pocket money and asset management accounts are safe

However, if you purchase other asset management products in JD Finance through your JD.com account, the security of your funds depends on the risks of the purchased asset management products.< /p>

Conclusion: Therefore, the transfer of funds to JD Financial’s Small Treasury is an investment in monetary funds, which is very safe. However, if the funds from JD’s Small Treasury are used to purchase other asset management products, the safety of the funds should be treated differently