Yes, you need to be at least 18 years old to apply for a credit card, and you can apply for a credit card with a stable income or other financial proof. Credit card processing conditions:

At least 18 years old;

Need my second-generation ID card;

A work certificate and income certificate stamped with the financial seal of the unit;

No bad credit record;

Other financial certificates, such as real estate, cars, stocks, bonds, etc.

Credit card application process:

Fill in the application form;

Information of the bank itself and a copy of the information;

The bank sends it to the credit card center;

The credit card center conducts audit, business card printing and card issuance;

After getting the card, I opened the card and waited for the password letter.

At least 18 years old is a mandatory requirement for handling credit cards, but without work certificate, it is easy to be rejected to apply for credit cards. Therefore, if there is no unit, it is best to have fixed assets such as real estate and automobiles or a stable source of income. You can also go to a bank with transactions, get a bank flow certificate, and apply to the bank. If the income source is relatively stable, the application success rate is still very high. There will be many reference factors, such as work, income, stability, personal credit and so on. The most important application condition is that 18-60 years old or above, has a stable job and income, and the necessary application documents are "copy of identity certificate" and "work certificate".