How to prevent debit of savings card when credit card is overdue:

1. Set up automatic repayment: Bind credit card and savings card, set up automatic repayment function to ensure minimum monthly repayment Or full repayment is completed on time.

2. Plan your expenses in advance: Develop a budget plan, clarify the amount of money you can spend each month, and arrange your consumption reasonably to avoid exceeding your repayment ability.

3. Set bill reminders: Set bill reminders through mobile applications or bank websites to ensure that you will not miss the repayment date and avoid overdue situations due to negligence.

4. Set aside reserve funds: Keep a portion of reserve funds in your savings card to deal with emergencies or unexpected expenses, and to prevent overdue credit cards from debiting your savings card.

5. Check balances regularly: Check balances and transaction records of credit cards and debit cards regularly to ensure there are no unauthorized deductions or wrong operations.

Summary:

To prevent overdue credit card deductions from savings cards, it is recommended to set up automatic repayment, plan expenditures in advance, set bill reminders, keep reserve funds, and check balances regularly. These methods can help you avoid overdue credit cards and protect the safety of your savings card funds.

Extended information:

- Overdue credit cards will result in interest, late payment fees and damage to your credit history. In serious cases, it may affect your personal loan application and credit rating.

- According to the "Personal Credit Information Basic Database Management Measures" issued by the China Banking Regulatory Commission, credit cards that are overdue for more than 90 days will be included in the list of bad credit, which will affect an individual's future credit borrowing ability.