Getting a credit card for daily consumption can relieve the pressure of life. Many people have never had a credit card, thinking that they must have a savings card from a card bank. Actually, this is not the case. You can get a credit card without a savings card. Let's take a look at what to do. In addition to mastering skills, there are some things that need attention. what about a credit card without a savings card? Every bank does not explicitly stipulate that only customers with savings cards can apply for credit cards, as long as the applicant meets the basic conditions, such as being over 18 years old and not over the maximum age, having a stable income from work, and submitting relevant documents, including income certificates and work certificates. However, if you have a savings card and a certain deposit in the card bank, it will help the bank to understand the applicant's economic situation. When the bank gives the applicant a credit rating, it will increase the probability of passing accordingly. In the bank, there is no savings card and no deposit, especially for white households. Usually, there are two aspects to be paid attention to when handling credit cards, one is the choice of banks and card types, and the other is the choice of application methods, as follows: 1. Bank cards and card types: salary cards, mortgage loans, car loans, or banks with close business contacts such as wealth management and deposits are preferred. If there are no commercial banks with relaxed thresholds, investment promotion, industrial development, transportation, CITIC, etc. will do. State-owned banks had better wait for commercial bank cards to be used. 2. Application method: In fact, it is to apply for a card at an offline outlet and an online official website. The difference is that you can submit information when you apply for a card offline, because the identity information has been verified by the bank when you apply for a card, and you can wait for a batch of Kolor cards at one time. Don't run the bank; After the first trial of online official website card application, you have to go to the bank for a face-to-face interview. If the face-to-face interview is unsuccessful, you can't get the card. The above is the introduction of "How to do a credit card without a savings card", and I hope it will help everyone.