If a cardholder still receives a bill after applying for cancellation of a credit card, it is likely because a complete billing cycle has not been completed when applying for cancellation, so the bill has not yet been generated. In this case, the cardholder needs to pay off the outstanding balance of the bill before officially canceling the credit card.

Once you apply for cancellation, if the bill comes out, the cardholder needs to settle all unpaid items on the bill, including consumption, interest and fees, etc., before the credit card can be canceled smoothly. This is because when canceling a credit card, the bank needs to ensure that the cardholder no longer has any outstanding debt.

Therefore, after applying to cancel a credit card, cardholders should pay attention to the billing situation in a timely manner and ensure that all outstanding balances are settled before cancellation. Only in this way can the credit card cancellation procedure be successfully completed.

How to withdraw the money from an expired credit card?

If the credit card expires, it is impossible to withdraw cash using the credit limit of the credit card. Once a credit card expires, the credit limit cannot be used anymore and cash cannot be withdrawn. However, if there is an overpayment in the credit card account, the cardholder can go to the counter of the card-issuing bank branch and bring his credit card and ID card to withdraw the overpayment.

Overpayment usually refers to the amount that a cardholder accidentally pays when repaying a loan. When the credit card is not expired, the overpayment can be directly used to offset bill repayments or used directly for consumption. However, there is usually a handling fee for withdrawing overpayments.