According to the actual situation, cardholders can choose to call customer service, mobile banking, online banking, self-service cash machines and other ways to collect cash on their credit cards. Taking mobile banking as an example, the specific cash withdrawal process is as follows:

1. Log in to China Guangfa Bank Mobile Banking;

2. Select transfer payment and transfer with the same name in turn;

3. According to the system prompts for specific operations;

4. The overdraft limit of the bank card account, Gini, can be transferred to the savings card account of Guangfa Bank under the cardholder's name.

CGB credit cards can only withdraw cash within the overdraft limit.