The cash withdrawal limit of Ping An Credit Card generally does not exceed the credit limit. For example, if the credit limit is 5,000, the cash withdrawal limit generally does not exceed 2,500 yuan.

There are the following ways to withdraw cash with Ping An Bank’s credit cards:

1. Withdraw cash from ATM machines:

1) In China, you can withdraw cash from Ping An Bank’s ATM machines or stickers At ATMs of other banks with the UnionPay logo, you can withdraw RMB cash with the transaction password;

2) Overseas, you can withdraw RMB cash from ATMs with the VISA, MasterCard or JCB logo. Withdraw local currency with transaction password.

2. Cash withdrawal at bank counters:

1) In China, you can withdraw RMB cash at the counters of various Ping An Bank outlets with your credit card and transaction password;

2 ) Overseas, you can withdraw local currency at a bank counter with a VISA, MasterCard or JCB logo with a valid ID and credit card.

Warm reminder: Cash withdrawals with Ping An credit cards are subject to handling fees and interest.

1. Cash withdrawal handling fee:

1) Domestic cash withdrawal handling fee: 2.5% of the cash withdrawal amount, with a minimum of RMB 25 per transaction;

2 ) Overseas cash withdrawal handling fee: depends on the network used by the customer. If using the UnionPay network, the cash withdrawal handling fee is 3% of the cash withdrawal amount, with a minimum of RMB 40 per transaction; if using other networks such as MasterCard, the cash withdrawal fee is 3% of the cash withdrawal amount. %, minimum charge is USD 5/transaction.

2. Cash withdrawal interest: Currently, Ping An Bank does not enjoy the interest-free period for cash withdrawals. Interest is calculated daily at a daily interest rate of 5/10,000 starting from the cash withdrawal transaction date, and compound interest is calculated monthly.