1. Cash withdrawal: You can use ICBC credit card to withdraw cash from ATM. Each credit card account has a certain cash withdrawal limit. You can judge how much cash you can withdraw according to your credit limit and card type. It should be noted that a handling fee will be charged when withdrawing money, and the interest will be calculated from the date of withdrawal.
2. Consumption installment: If you need to buy higher-value goods or services, you can choose credit card consumption installment. ICBC credit cards usually have different installments for you to choose from. Choose the appropriate installment number according to your needs and actual repayment ability.
3. Cash withdrawal by transfer: ICBC credit card can be bound to your bank account. You can transfer the credit card limit to your bank account through online banking or mobile banking, and then withdraw cash.
4. Credit card loan: If you need a large sum of money, you can consider applying for a credit card loan. The bank will determine your quota and interest rate according to your credit history and repayment ability.
it should be noted that no matter which way you choose to use money urgently, please make sure to repay it on time to avoid high interest and liquidated damages. In addition, remind you to borrow carefully and solve the capital demand through legal channels to avoid the risk of illegal lending.
Although there are many online lending platforms that don't provide credit information, each small lending platform has its own cooperative third-party big data credit platform. In case of overdue or non-repayment, the third-party platform will leave a record, which will affect your loan application on other small loan platforms. In order to keep abreast of your big data situation, you can use the online loan big data query system "Xiaoqi Credit Search" to obtain an accurate and complete big data report.