I. Online application process:

1. Enter the bank card application page through the ICBC portal or personal online banking.

2. Select the provinces and cities to apply for bank cards, and click Apply.

3. Fill in the application information completely according to the prompt requirements, designate the card receiving outlets, read the Instructions for Safe Card Use and the Automatic Repayment Business Agreement of China Industrial and Commercial Bank, and confirm whether you agree with the applicant's statement;

4. After confirming the applicant's statement, you can click "Submit" to complete the application process. After submitting the application, you can click "Continue to apply" to enter the product selection page and continue to apply for other products.

5. You can check the card processing progress through the counter, telephone banking, portal website or personal online banking.

6. After receiving the card, the reservation card collection outlet will send a card collection notification message to the applicant.

7. After receiving the card receiving notice, the applicant must present his/her valid ID card to the designated card receiving outlets for receipt confirmation, card receiving and business opening.

2. Which banks can handle cards online?

If you are the first card, there are many online applications. To be exact, common banks, especially those with lively ideas, such as China Merchants, CITIC, Transportation and Guangfa, can apply online. But in view of the bank's audit, you and the bank people need to see it in person. China Merchants Bank is a salesman who visits your company after you apply, as well as CITIC, Communication, etc. I will give you a card after the online preliminary examination, but this card can't be used for the time being, and it can't be officially opened until you personally take the card to the bank outlet for face-to-face signing. Otherwise, if not all applications are submitted by myself, it will violate the regulations of the CBRC. If you are not the first card, that is to say, you already have the bank's card and apply for a second card, then industry and commerce, construction, investment promotion, CITIC, transportation, people's livelihood, industrial development, etc. You can basically apply online.

3. What are the requirements for online card processing?

1. First of all, the credit card held by the applicant is in normal condition and has no bad credit record.

2. According to the information from the public channels, the banks that support credit card swiping at present are: China Bank, Bank of Communications, Shanghai Pudong Development Bank, China Everbright Bank, Huaxia Bank, Industrial Bank, Ping An Bank and China Guangfa Bank. Generally speaking, for these banks, the card with the longest service life and the highest amount in your hand will be more popular. However, you still need to consult the customer service of all banks. Each bank's card-to-card mode has its own rules.

3. When applying for a credit card, try to provide personal financial proof, such as: copy of self-owned property certificate, original and copy of motor vehicle driving license, copy of bank deposit (living) certificate, or copy of academic certificate, etc. 4. The service life of the reference card in your hand should meet the standard, at least for half a year, with a limit of not less than 5000 and no bad records. In addition, the number of cards in a person's name should not be too much. For ordinary people, four cards are almost the same.