Legal analysis: You can wait a few days to see if there is a subpoena from the local court. If the credit card company you borrowed is large in scale and the third-party collection company has high credibility, you can basically confirm the case. If you are in a hurry, you can ask the local court department. If the loan company is small, it may be a means to squeeze you.

Legal basis: XI People's Republic of China (PRC) Criminal Law Amendment. The first paragraph of Article 175-1 of the Criminal Law is amended as: "Whoever obtains loans, bill acceptances, letters of credit or guarantees from banks or other financial institutions by deception, thus causing heavy losses to banks or other financial institutions, shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention and shall also or only be fined; Whoever causes particularly heavy losses to banks or other financial institutions or has other particularly serious circumstances shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and fined. "

Article 156 of the Criminal Law of People's Republic of China (PRC) stipulates that whoever conspires with smugglers to provide them with loans, funds, account numbers, invoices and certificates, or to provide them with convenient conditions such as transportation, storage and mailing, shall be punished as an accomplice in the crime of smuggling.

Article 175 of the Criminal Law of People's Republic of China (PRC) stipulates that anyone who borrows credit funds from financial institutions for the purpose of lending, usures loans to others, and the illegal income is relatively large, shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also be fined not less than one time but not more than five times the illegal income; If the amount is huge, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years, and shall also be fined not less than one time but not more than five times the illegal income. Where a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the persons who are directly in charge and other persons who are directly responsible shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention. Article 175-1 Whoever obtains loans, acceptance bills, letters of credit or letters of guarantee from banks or other financial institutions by deception, thus causing heavy losses to banks or other financial institutions, shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention and shall also, or shall only, be fined; Whoever causes particularly heavy losses to banks or other financial institutions or has other particularly serious circumstances shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined. If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.