Agricultural Bank, China Construction Bank and China Bank have all introduced bank cards starting with 6259. It is impossible to judge which bank this card belongs to just by the beginning of bank card 6259. At least you should know the top six of the bank card.

Bank cards are divided into debit cards (savings cards) and credit cards, in which debit cards must be deposited before use, and credit cards can be used before repayment.

Debit cards are divided into one, two and three categories, of which one ID card can only be handled in one bank. After processing, the card usage will be limited. Among them, the daily limit of the second-class card is 10000 yuan, and the annual limit is 200,000 yuan. The balance of three types of cards cannot exceed 1 0,000 yuan, with a daily limit of 5,000 yuan and an annual cumulative limit of 1 0,000 million yuan.

A debit card has the highest authority and belongs to the general card. Its functions include deposit, transfer, consumption, payment, purchase of wealth management products, cash withdrawal and so on. Debit cards will cost a certain fee when they are processed, and different banks charge different rates.

Users usually use credit cards to repay on time, and there can be no overdue repayment, because there will be penalty interest for overdue repayment, and the longer the time, the more penalty interest. Moreover, after the overdue repayment, the bank will upload the overdue records to the credit information center, and the personal credit information will deteriorate, which will affect the handling of various loans.