In order to avoid affecting personal credit, it is best for cardholders to find out whether the card they hold has a grace period and the specific grace period. How many days before the grace period of Minsheng Bank's credit card will be returned? Let's get to know it together!
How many days before the credit card grace period of Minsheng Bank will be returned?
pay it back before 17: pm on the third day after the latest repayment date. Minsheng Bank provides its credit card holders with a 3-day grace period for repayment according to Article 14 of China Bank Card Industry Self-discipline Convention, and the repayment recorded before 17: pm on the third day after the repayment date is deemed as timely repayment. Repayment beyond the grace period will be reported to the central bank for credit investigation.
(Pictured from Minsheng Credit Card official website)
In order to ensure that the repayment amount is recorded before 17: on the third day, it is suggested that Minsheng Credit Card holders adopt the repayment methods provided by Minsheng Bank, such as online bank transfer repayment, ATM card transfer repayment, cash repayment at the counter of our business outlets, and mobile bank transfer repayment.
The above is the answer to how many days before the grace period of Minsheng Bank's credit card. Cardholders must know clearly the repayment date of the card-issuing bank, set up corresponding repayment reminders, and ensure that they can repay in full or in full before the repayment date, and do not appear overdue behavior.