You can borrow100000, but you can't mortgage1.2000 with a house of1.2000. According to the regulations of ICBC, customers can obtain the exclusive credit card limit of ICBC by mortgaging their own property, and transfer it to the e-installment special debit card for consumption, with the maximum amount reaching 1 10,000 yuan. Under normal circumstances, the mortgage loan can be up to 70% of the house value, so the house with1.20 thousand can only be loaned to 840 thousand.