If your credit card is stopped by the bank, your credit history will be "watched" or "banned".

If it is "concern"

Then the bank may continue to lend it to you after you repay the loan.

If it is "no entry"

Then the bank will not only open it for you, but also advise it to cancel the card.

The People's Bank of China has a credit record for every credit card holder, which is divided into three grades.

1. "Normal": Banks can handle any credit card and loan.

2. "Concern": In principle, banks do not handle credit cards and loans, but they can handle them with the authorization of the supervisor.

3. "Prohibition": Banks are not allowed to handle any credit card and loan business.

All banks will check whether the credit record of the handler is good before handling credit card account opening, credit card account opening, loan and other businesses.

I suggest you take your ID card to the local "China People's Bank" to check your current credit status.