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I applied for the Bank of Communications credit card for the first time, but failed to pass the examination. What happened?
Hello, card friend. If your Bank of Communications credit card application is rejected, Bank of Communications will not tell you the specific reasons for rejection, but will only say that the comprehensive score is insufficient and will not return the application materials to me. This is an industry norm. Therefore, if your application is rejected, you should carefully study the reasons for rejection.

First of all, you should know the application conditions of the credit card you choose in detail. If you don't meet the requirements, you'd better apply for other types of credit cards or other banks. Secondly, if the submitted documents are incomplete, the permanent address is not provided, the fixed home phone number of the person or his immediate family members or brothers and sisters is not provided, the required time (supplement), income/work certificate and property certificate are not up to the requirements, and the application may be rejected again, which requires the attention of card friends; Also, sometimes banks will patiently make multiple phone calls, and one or two missed calls can make up for it; However, sometimes missed calls may lead to the rejection of credit card applications, so pay attention to answering credit calls after submitting applications; If the credit card applied at an informal intermediary or roadside application point is rejected, it may be a black intermediary. To apply for a card again, you must choose formal institutions such as bank outlets and I love card websites to submit applications; Frequent application for credit cards (such as multiple credit cards in one month) will be regarded as high risk by Bank of Communications, but not all banks have similar situations, which may depend on the situation; Finally, if you are rejected for many times, it is recommended that you hold your ID card to the Credit Information Management Office of the local People's Bank to inquire about your personal credit report.