When is the annual bank loan interest rate 6?

The 2022 Shanghai Pudong Development Bank provident fund loan interest rate is between 6 and 8

Bank 2022-12-10 25 Read

According to the relevant regulations of Shanghai Pudong Development Bank, the interest rate of provident fund point loan is between 6 and 8, but the interest rate of the loan depends on the financial situation of the applicant. As a consumer credit loan, the Provident Fund Point Loan of Shanghai Pudong Development Bank adopts a daily interest calculation method and can be borrowed and repaid at any time. The above is the relevant content of the 2022 Shanghai Pudong Development Bank provident fund loan interest rate. What is the interest rate of Shanghai Pudong Development Bank's provident fund loan_what are the conditions

What is the interest rate of Shanghai Pudong Development Bank's provident fund loan

What is the interest rate of Shanghai Pudong Development Bank's provident fund loan? It is an online credit loan product launched by Shanghai Pudong Development Bank , users only need to pay the provident fund for 6 consecutive months, and if other loan conditions are met, they can apply for a provident fund loan from Shanghai Pudong Development Bank. Provident fund point loans can be processed directly online without going to the counter, which also provides convenience to lenders. Provident Fund Dian Loan has attracted the attention of many users because it is convenient to apply for and is a loan product launched by Shanghai Pudong Development Bank. When most borrowers pay attention to loan products, loan interest rates have always been an important concern. So, the Shanghai Pudong Development Bank launched What is the loan interest rate for provident fund point loan?

The loan interest rate of Shanghai Pudong Development Bank’s provident fund loan is 7.82. If the user borrows 10,000 yuan and the loan term is one year, the interest to be paid is 10,000*7.82=782 yuan. The maximum loan amount of Shanghai Pudong Development Bank's Provident Fund Point Loan is 300,000 yuan. When users apply, Shanghai Pudong Development Bank will approve the amount based on the user's qualifications. Therefore, the user's final loan interest needs to be determined comprehensively from both the loan amount and the loan interest rate.

The loan interest rate may sometimes change due to market changes and other reasons, so the final loan interest rate still needs to be based on the actual contract of Shanghai Pudong Development Bank. Users also need to understand their loan contracts in detail when taking out loans. When taking out loans, they need to calculate the specific monthly expenses they need to bear, and do not exceed their actual financial ability.

What are the conditions for Shanghai Pudong Development Bank Provident Fund Point Loan?

Any loan has requirements for the borrower. Only when the loan requirements are met can the loan be successfully applied for. Shanghai Pudong Development Bank's provident fund loan is currently only open to Shanghai Pudong Development Bank's housing loan and financial management customers. Therefore, users must also meet the following loan conditions when applying for Shanghai Pudong Development Bank's provident fund loan:

1. Borrowing applicants need Pay provident fund continuously for at least 6 months;

2. The borrower needs to be a mortgage customer or financial management customer of Shanghai Pudong Development Bank;

3. The borrower applicant needs to have a check-in salary from Shanghai Pudong Development Bank ;

4. The borrower's credit card limit at Shanghai Pudong Development Bank shall not be less than 20,000 yuan;

5. The borrower must have historical business dealings with Shanghai Pudong Development Bank;

6. Borrowing applicants need to have good credit status and have no overdue records.

Provident fund loan interest

A list of provident fund loan interest rates of various banks in 2022

1. Central Bank: The interest rate for housing provident fund loans for less than five years (including five years) is 2.75, and the interest rate for housing provident fund loans for more than five years is 3.25;

2. Industrial and Commercial Bank of China: The interest rate for housing provident fund loans for less than five years (including five years) is 2.75, and the interest rate for more than five years is 3.25;

3. Agricultural Bank of China: Housing provident fund loans for five years The interest rate for housing provident fund loans for less than five years (including five years) is 2.75, and the interest rate for more than five years is 3.25;

4. China Construction Bank: the interest rate for housing provident fund loans for less than five years (including five years) is 2.75, and the interest rate for more than five years is 2.75 3.25;

5. Bank of China: The interest rate for housing provident fund loans for less than five years (including five years) is 2.75, and the interest rate for more than five years is 3.25;

6. Bank of Communications: Housing Provident Fund The interest rate for loans under five years (including five years) is 2.75, and the interest rate for loans over five years is 3.25;

7. China Merchants Bank: The interest rate for housing provident fund loans under five years (including five years) is 2.75, and the interest rate for loans over five years is 2.75, and the interest rate for loans over five years is 2.75. The interest rate is 3.25;

8. China CITIC Bank: The interest rate for housing provident fund loans for less than five years (including five years) is 2.75, and the interest rate for more than five years is 3.25;

9. China Everbright Bank: The interest rate for housing provident fund loans for less than five years (including five years) is 2.75, and the interest rate for more than five years is 3.25;

10. Shanghai Pudong Development Bank: the interest rate for housing provident fund loans for less than five years (including five years) is 2.75, and the interest rate for housing provident fund loans for less than five years (including five years) is 2.75. The interest rate for more than five years is 3.25;

11. Shenzhen Development Bank: The interest rate for housing provident fund loans for less than five years (including five years) is 4, and the interest rate for more than five years is 4.5;

12. Ping An Bank: The interest rate for housing provident fund loans for five years or less (including five years) is 2.75, and the interest rate for more than five years is 3.25;

13. Guangfa Bank: Housing provident fund loans for less than five years (including five years) ) The interest rate is 2.75, and the interest rate for more than five years is 3.25;

14. Huaxia Bank: The interest rate for housing provident fund loans for less than five years (including five years) is 2.75, and the interest rate for more than five years is 3.25;

15. Minsheng Bank: The interest rate for housing provident fund loans for less than five years (including five years) is 2.75, and the interest rate for more than five years is 3.25;

Please click to enter the picture description (maximum 18 words) Shanghai Pudong Development Bank Housing 30-year loan interest rate in 2021

The mortgage loan interest rate in 2021 is the housing provident fund loan interest rate: 2.75 for 1-5 years, 3.25 for 6-30 years; commercial bank loan benchmark interest rate : 1-year interest rate: 4.35, 1-3-year interest rate: 4.75, 3-5-year interest rate: 4.75, 6-25-year interest rate: 4.90. Generally speaking, mortgage loans are "house loans", and mortgage interest rates are divided into provident fund loan interest rates and commercial loan interest rates. Currently, the mortgage loan interest rates are as follows: Housing provident fund loan interest rate period: 1-5 years interest rate: 2.75 years: 6-30 years interest rate: 3.25 Commercial bank loan benchmark interest rate period: 1 year interest rate: 4.35 years: 1-3 years interest rate: 4.75 Years: 3-5 years Interest rate: 4.75 Years: 6-25 Years interest rate: 4.90