it means to cancel the account.

if you want to cancel the credit card account, you should call the customer service hotline of China Construction Bank at 95533 (please call 86-28-95533 overseas) to cancel the account. After the registration is completed, the magnetic stripe of the card will be cut by itself (virtual cards such as e-Pay Card need not be cut because there is no physical card), and if there is no new account payable within 45 days, the account will be officially closed. There will be no annual fee for the card after it is officially closed.

if the credit card is an IC chip card and there is a balance in the electronic cash account, electronic cash consumption can be made on the acceptance terminal with the UnionPay flash payment logo within the validity period of the card. You can use the balance of the electronic cash account before contacting our bank to cancel the credit card account. Extended information:

After the customer's credit card is cancelled, CCB will keep the customer's identity information for a certain period of time. Due to the country's need for financial supervision and management, China Construction Bank shall, in accordance with the relevant requirements of the regulatory authorities, keep customer identity information for at least five years from the year when its business ends. CCB will take effective measures to ensure customer information security.

when a customer cancels a credit card, if there is excess overpayment, he/she needs to provide a current savings account of CCB in his/her name, which can be refunded to the account for the customer, or to other valid credit cards in his/her name.

China Construction Bank-How to cancel the credit card?