Legal analysis: A company infringes upon citizens’ property ownership by forcing them to apply for credit cards without their consent. You can negotiate with the company and explain your wishes.

Legal basis: Article 13 of the Constitution of the People's Republic of China. The lawful private property of citizens is inviolable. The state protects citizens' private property rights and inheritance rights in accordance with legal provisions. For the needs of public interests, the state may expropriate or expropriate citizens' private property and provide compensation in accordance with legal provisions.