First of all, let me tell you that your card basically cannot reflect the 60,000 yuan, unless you have a friend who can help you increase the credit card limit before you can withdraw 60,000 yuan. As for the repayment you mentioned In the case of The interest rate is a bit expensive. This expensive does not mean that its interest rate is very high, but that it is a bit domineering. For example, if you withdraw 10,000 yuan with a credit card, the interest rate is 10,000 yuan * 50,000 yuan. Basically, it is 50,000 yuan. Interest (unless you have an internal friend who can help you get a lower interest card). If you repay 5,000 in the first month, you will only have 5,000 left, but the interest for the second month is also 10,000*50,000. Yes, only until you repay all the money, and the interest of some banks becomes 5,000*50,000 in the second month. This is the trick in some banks, so you often hear some Business people, as soon as they come to the door, ask how the interest is calculated and how big the amount is, but they rarely ask how many days the repayment date is! !