Handling a credit card has little to do with paying insurance. As long as the corresponding conditions are met, no unit can apply for a credit card.

1. Principal card applicant 18 years old, with full capacity for civil conduct;

2. Provide materials that can prove that the applicant has a stable source of income;

3. Have a certain repayment ability, and the applicant has certain fixed assets such as deposits or real estate;

4. There is no bad personal credit record.

On the premise of meeting the above conditions, when applying for a credit card, the applicant shall provide sufficient application materials for using the card to the bank staff:

1, including copy of ID card, bank account number, deposit certificate, copy of real estate license, copy of vehicle certificate, etc.

2. If the applicant is a small business owner, he can also provide a copy of the company's business license and other relevant supporting materials, and explain his personal situation to the bank staff.