If cardholders want to pursue higher limits and richer rights and interests, they can upgrade to platinum cards.
First of all, upgrade the ordinary credit card to a platinum card. Under normal circumstances, the limit will also be increased, so that the cardholder will have more limit to use. In addition, the real Platinum Card benefits are far beyond what ordinary credit cards can enjoy, such as airport high-speed rail VIP room services, roadside assistance services, flight delay insurance, etc. Many of them are services that money cannot buy.
As for whether it is necessary to upgrade, the key depends on the cardholder’s wishes and their own needs. If it is not to enjoy the benefits of the platinum card, but just feels that a platinum card is more respectable, then upgrade, in fact, this is Still a little blind. Cardholders also need to consider the cost of the platinum card, which is a rigid annual fee of several thousand or even tens of thousands, unlike ordinary credit cards that can be waived if the credit card is met.
There are two main benefits. One is that the quota will be increased after upgrading, and the other is that the rights and interests enjoyed will be richer.
Of course, the real usefulness can only be realized after using it. If it is not used at all, even if the platinum card is useful, it will be just a decoration at best, and it is not as convenient as an ordinary credit card. At least the annual fee for ordinary credit cards is not that high and can be reduced by just swiping it a few times.