No. According to the official website of CITIC Bank, we learned that there are no handling fees when paying for purchases on Taobao with CITIC Credit Card, and enjoy an interest-free period, but points are not counted. When paying for purchases on Taobao with CITIC Credit Card, you need to open an enhanced version of online banking for debit cards, and then add the credit card to the contracted account. , and finally set the limit of the cards that can be paid before online payment can be made.