Which is the best credit card of Bank of China?
Bank of China has created a variety of innovative credit card products and wholeheartedly provides consumers with rich and colorful courtesy services to fully satisfy different needs. The consumption needs of customer groups include: personal Jinpu credit cards, platinum credit cards, high-end cards and many other credit card products. You can inquire through the credit card WeChat public account, Colorful Life APP, official portal website, customer service hotline and other channels.
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Which Bank of China credit card is better?
1. Industrial Bank: Industrial Bank has a relatively low threshold for applying for a card. It is easier to apply for a card on Alipay, but it generally requires Sesame points. You can apply if you have a score of 620 or above. As for card selection, I would like to introduce you to apply for Industrial Bank pass credit card and Industrial Taobao credit card. Generally, the review results will be available as soon as 5 minutes after submitting the application. In the case of good credit, the review pass rate is said to be above 90%.
2. Everbright Bank: For Alipay users with a Sesame score of 620 or above, it is easier to apply for an Everbright credit card on Alipay. Many cardholders reported that they can be approved in seconds. Of course, you still need to choose the right card type in advance. . It is recommended that you apply for the Everbright Little Yellow Duck themed credit card. This credit card is said to be the easiest card to be approved in seconds by China Everbright Bank. However, it should be noted that online Shen Everbright Bank requires an interview before the card can be issued.
3. Minsheng Bank: Minsheng Bank has cooperated with Alipay to apply for cards very early. Generally, if there is no problem with the credit report, the Sesame score of 600 or more can be approved in seconds, especially now that it is approaching It’s the end of the year, and the card approval rate remains high. In terms of card selection, female friends can apply for the Minsheng Women's Flower Credit Card, and car owners can apply for the Minsheng Car Credit Card. In addition, Minsheng Baidu Takeout Co-branded Credit Card, Minsheng.com Tesco Installment Credit Card, etc. are also relatively easy to purchase.
4. GF Zhenqing Credit Card: GF Zhenqing Credit Card is a women’s card launched by China Guangfa Bank. It has outstanding advantages in shopping, women’s insurance, etc.! At the same time, you can choose one of the four major merchant types including department stores, restaurants, tourism, and entertainment to enjoy three times the points for swiping your card. However, it is important to note that once this is selected, it cannot be changed.
What are the credit cards with the best reputation in China?
The credit cards with the best reputation in China are: Huaxia, CITIC, China Merchants, Ping An, and Bank of Communications.
1. Huaxia
Huaxia Bank officially issued Huaxia Credit Card on June 18, 2007. Hua Xia Bank's first series of credit cards are divided into three types: ordinary card, gold card and titanium card. In terms of product function design, Hua Xia Credit Card has launched a number of innovative functions and services;
In terms of credit card limit and repayment period , interest-free policies and other aspects are innovative. The issuance of Hua Xia Credit Card is a major progress in the strategic cooperation between Hua Xia Bank and Deutsche Bank. It also marks Hua Xia Bank's first entry into the Chinese credit card market.
2. CITIC
On December 8, 2003, CITIC Bank Credit Card Center officially issued CITIC Credit Card. As of the end of October 2006, the cumulative number of cards issued had reached nearly 2 million, ranking It ranks at the forefront of the domestic banking industry, among which CITIC Platinum Credit Card ranks first in the country in terms of card issuance volume, and has initially established its position and brand image in the Chinese credit card market.
3. China Merchants Bank
China Merchants Bank Credit Card Customer Service Center was named "China's Best Call Center of the Year" as early as 2004 at the China Call Center Operation and Customer Relationship Management Conference , is the only award-winning unit in the domestic financial industry. In 2002, China Merchants Bank realized integrated and professional credit card services.
4. Ping An
Ping An Bank Credit Card is the first credit business launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to the credit consumption of credit cards, In addition to basic functions such as cash advance, it also has many special functions, providing cardholders with comprehensive security protection covering "safety in consumption, safety at home, and safety in travel".
5. Bank of Communications
Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user positioning is "a group of people who have ideals for life and career" , have pursuits, know how to enjoy, and are more willing to struggle, and sometimes there are people who want to study, do business, research or travel abroad.
Bank of Communications Credit Card is also a group of people with high living standards and willing to try new consumption habits. "Bringing together the dual advantages of global and local, with the theme of "Chinese Global Card", it advocates a new consumer culture and card experience, and provides preferential treatment and considerate services all over the world.
China's top ten most valuable credit cards
China's top ten most valuable credit cards are as follows:
1. Minsheng Bank Diamond Credit Card, the best among domestically issued credit cards It should be Minsheng Bank Diamond Card. Although the color of the card is not black, its credit limit can reach up to 3 million yuan, and the annual membership fee is as high as 10,000 yuan.
2. ICBC Peony Platinum Card claims to have only 7,000 users worldwide. As one of the four major state-owned banks in China, the card issuance standards of Peony Platinum Card are quite strict. Individuals cannot apply on their own initiative and must be invited by the bank to apply.
3. Everbright Bank Yanhuang Credit Card-Platinum Card, special features: super high aviation insurance.
4. CITIC Bank Air China PhoneMiles CITIC Credit Card, platinum card, special features: the first platinum Air China PhoneMiles Credit Card.
5. CITIC Bank CITIC STAR dual-currency credit card, platinum card, special features: global airport VIP room privileges.
6. Everbright Bank Everbright Golf Credit Card, Platinum Card, special features: Enjoy golfing services at a discount of 50-30% off the visitor price at more than 150 courses across the country.
7. Everbright Bank Sunshine Business Travel Credit Card, platinum card, special features: VIP enjoyment, optional.
8. China Merchants Bank Platinum Credit Card, Platinum Card, special features: national discount stores.
9. Shanghai Pudong Development Bank Pudong Development Credit Card, platinum card, special features: RMB/USD dual-currency settlement.
10. Pufa Dream Card, a personalized private customized service, has distinguished VIP services at many airports and high-speed rail stations at home and abroad, as well as preferential services at international hotels, with no annual fee, overseas You can also get high cash rebates on your purchases.
Ranking of the most worthy credit cards in 2021
The 5 most worthy credit cards:
1. China Merchants Bank young card: China Merchants Bank’s young card is a A credit card specially designed for young people. The application threshold for this card is relatively low. Some young people who have just entered society are more suitable to apply for the China Merchants Bank Young Card. Usually the initial limit that applicants can apply for is more than 5,000 yuan. According to feedback from card users This card increases your credit limit very quickly.
2. Pufa aebai: Pufa aebai is a platinum-level credit card of Shanghai Pudong Development Bank. Users who hold the Pufa aebai credit card can enjoy hotel discounts, airport pick-up service rights, etc. Pufa aebai is the Compared with other platinum-level credit cards, the application threshold is lower. This card has a high purchase limit and is more suitable for users with better economic conditions to maintain the card.
3. GF Zhenshang Platinum Card: GF Zhenshang Platinum Card is a platinum credit card launched by China Guangfa Bank. This card has many preferential rights and interests in transportation, and its application threshold is the same as other platinum cards. Slightly lower than the previous one, this card is more suitable for people who frequently travel for business or tourism.
4. Ping An Bank Car Owner Card: Ping An Bank Car Owner Card is a credit card specially designed for car owners. Cardholders can enjoy refueling discounts, free roadside assistance and other rights. It is more suitable for car owners. credit card.
5. ICBC World Struggle Credit Card: ICBC World Struggle Credit Card has three levels: regular card, gold card, and platinum card. Applicants can apply for a card that suits them according to their card application conditions and needs. The credit limit of the card ranges from 10,000 to 50,000. This card not only has a lower application threshold, but also has relatively rich benefits.
The following are the credit card channels for Ping An Bank, China Merchants Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, China Minsheng Bank, China Everbright Bank, and China CITIC Bank. If you need it, you can apply by yourself!
Credit card application for China Merchants Bank and Ping An Bank
Credit card application for China Everbright Bank and China CITIC Bank
Credit card application for Agricultural Bank of China and Minsheng Bank
About This concludes the introduction of China’s best credit cards and China’s top credit cards. Did you find the information you need?