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I used the credit card of China Construction Bank to withdraw 400 Hong Kong dollars in Hong Kong. How much is the handling fee?
Depending on whether you take the route of UnionPay or an international organization, the handling fee is different.

Overseas: 1) When withdrawing local currency from an ATM marked with the word "UnionPay", the withdrawal fee is charged according to the withdrawal amount of "12 yuan+1% (currently 0.5%), of which the lowest part is 2 yuan and the highest part is RMB.

2) Withdraw local currency from ATMs and bank counters marked with VISA, [PLUS], MasterCard, [CIRRUS] and JCB, and pay a withdrawal handling fee of 3% of the withdrawal amount, with a minimum of USD 3/Euro.