Credit card repayment must first bind my debit card, and then deposit the corresponding amount into the debit card before the repayment date.

After the debit card is bound, the specific credit card repayment method and time limit are as follows:

If it is paid off in full, no fees will be incurred;

Credit cards generally have a grace period of three days after repayment, and repayment within the grace period is regarded as timely repayment;

if the minimum repayment amount is paid, the daily interest needs to be calculated, starting from the consumption bookkeeping date;

if the repayment is overdue beyond the grace period or the repayment amount is less than the minimum repayment amount stipulated by the bank, the interest will be calculated from the bookkeeping date, and a late fee of 5% of the unpaid minimum repayment amount will be charged on a monthly basis;

the specific daily interest rate may be different for various credit cards.

Debit card can be bound by credit card official website. The specific operation is as follows:

Open the official website of bank credit card and select personal online banking login;

After successfully logging in to personal online banking, select the credit card in the main menu. When the bank card is not bound to the credit card, the option of adding a new account will appear at the bottom of the page;

fill in the relevant information of the credit card carefully;

after completion, you can bind the credit card and bank card.