Why can't I apply for a credit card for a Ningde account? What bank can still do it now?

Fujian province is not only Ningde, but also Putian and many other cities are blacklisted by some commercial banks. As long as people who are registered in these places are not allowed to apply for a card. People in these places have a good knowledge of business and finance, too many people apply for cards, and even more people owe money, which leads to low credit in the whole region and is directly banned by major banks.

Banks are also doing business, and need to control risks. This is because the credit of a few people has hurt the whole region, and there is no good way to deal with it at present.

as for which bank can handle it, you need to consult with various banks according to personal work certificates and other relevant information!

can I apply for China merchants bank credit card in Ningde?

at present, I can't. I can only apply if I have an outlet. After the application, the staff of China Merchants Bank signed it in front of the meeting. At present, there is no outlet of China Merchants Bank in Ningde, so it is temporarily impossible to apply for a credit card.

It doesn't matter where you apply for a credit card. The conditions for applying for a credit card: citizens with full civil capacity (citizens aged 18 or above in Chinese mainland) and a certain direct economic source can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.

people who apply for credit cards can be divided into units and individuals. The applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal personality within the territory of China. Each unit can get a main card and several (5-1) supplementary cards when applying for a credit card.

to apply for a credit card, an individual must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

generally, the application method is to fill in a credit card application form, and the contents of the application form generally include the name, basic information, economic status or income source, guarantor and its basic information of the applicant. And submit certain copies of certificates and certificates to the issuing bank. After the customer fills in the application form truthfully, he should submit the completed application form and relevant credit certificate.

the application forms are accompanied by a credit card use contract, and the applicant authorizes the issuing bank or relevant departments to investigate its relevant information, and submit a statement on the authenticity of the information, the issuing bank's privacy protection policy, etc., with the applicant's autograph.

Extended information:

Notes for filling in the credit card application form:

1. Units or individuals applying for credit cards must have a deposit account in the bank. The company that receives the company card must have a deposit account in the bank, and there is no need to open a special account deposit when applying for a credit card; Individuals who receive personal cards must open a special deposit account in the credit card issuing institution and provide a guarantor. When the cardholder cannot repay the credit card consumption debt, the guarantor must unconditionally assume the repayment responsibility.

2. Spend or withdraw cash by credit card. Generally, it shall not exceed the prescribed limit. Cardholders should keep the full balance in the deposit account for use, and if necessary, they are allowed to overdraw in good faith. The card issuer will charge interest on the overdrawn funds; If the overdraft exceeds the prescribed time limit, the card issuer will cancel its credit card qualification.

3. The cardholder of a credit card must notify the card issuer in writing if he changes his job or moves his address; If you stop using the credit card halfway, you should return the credit card to the card issuer; If a credit card is lost, it shall be reported to the card issuer, and the economic losses caused before the card issuer accepts the report shall be borne by the cardholder.

4. Credit card holders can increase their credit card limit by swiping their cards.

Baidu Encyclopedia-Credit Card

Is there a branch of Guangfa Credit Card in Ningde?

is there a GDB credit card in Germany? Ningde has an advertising credit card, how can he receive money if he doesn't open it? So his credit card must be opened

Which bank's credit card in Ningde is easy to handle?

Credit cards should be easier for Bank of Communications. My friend went to a number of banks in the construction of agriculture and failed to apply for credit cards. I heard that Ningde could not do it because of its low reputation. Finally, I went to the Bank of Communications.

Can people in Ningde apply for a Ping An credit card?

There is no local Ping An bank, so it is not supported to apply for a Ping An credit card for the time being.

If there is RT Mart/Auchan in the local area, you can try to apply for Ping An RT Mart Card/Auchan Cardinal Card

RT Mart Card:

1) Annual fee

Main card: 65 yuan RMB and supplementary card: 4 yuan RMB; Free of annual fee in the first year, and free of annual fee in the following year if you swipe your card for six times

2) Every Monday, you can enjoy some discounts by swiping your card with Ping An RT Mart member's credit card in the designated RT Mart supermarket in Chinese mainland;

3) During the accumulation period, RT Mart card can be counted as integral consumption in RT Mart store, and the in-store consumption bonus of .5% of the consumption amount can be obtained; If you spend points outside the RT Mart store, you can get an in-store consumption bonus of .2% of the consumption amount. The bonus can be used to deduct in-store consumption in RT Mart.

4) All purchases of RT Mart Card are prompted by SMS.

Auchan Cardinal Card:

1) Annual fee: main card 65 yuan RMB; Attached card 4 yuan RMB; The annual fee is free in the first year, and the annual fee for the next year can be automatically reduced by swiping the card 6 times a year

2) Reward by swiping the card for excess value

Any amount of consumption can be accumulated anywhere in the world, and the amount of feedback can be directly used to deduct the consumption amount of Auchan supermarkets in China.

3) In-store exclusive rights

Thumb products are discounted by 5% every Tuesday;

1% discount for Auchan brand products every Tuesday;

up to 2% discount on new products selected by Auchan brand every month;

Auchan Store has a dedicated payment channel for Cardinal Cardholders;

irregular preferential activities will always add surprises.

so much for the introduction of Ningde credit card.