If the credit card is not activated, it will not be automatically cancelled until the validity period of the credit card expires.
The credit card of Guangfa Bank is not activated, which will not affect its own credit. Moreover, the credit card is not activated, and Guangfa Bank does not charge an annual fee. However, if the credit card is not activated, it cannot be used. If it expires, the credit card will be invalid. Generally inactive credit cards will not be reissued automatically after they expire. If the cardholder still wants to use the credit card, he can only reapply.
Extended data:
There are two ways to cancel Guangfa Credit Card:
1, directly take the ID card to the bank for cancellation;
2. Call the bank's customer service phone to cancel manually. You need to go to the manual service and answer a series of personal information, such as ID number, contact number and home address. After manual cancellation is selected, the credit card will be automatically cancelled the next month after applying for manual cancellation.
3. Inactive credit cards will not generate any fees, and can be automatically cancelled after expiration. As long as there is no charge.
Precautions:
After the cancellation of the credit card, if it is not handled in time, it may be seen by criminals and used privately, which will harm the interests of the cardholder. In order to prevent the credit card from being used, please deduct or burn it immediately after canceling it.