There are two ways to realize your wish:
First go to the car dealer and ask which car is in cooperation with China Merchants Bank, and find out how you can borrow directly from the bank, and then repay it in installments to realize the loan to buy a car.
Second, go to the online store of China Merchants Bank to ask which car dealer the bank has a cooperative relationship with, and then directly call the customer service phone of China Merchants Bank's credit card to apply for increasing the temporary quota and making a large cash installment. That is to say, you bought the model of a cooperative merchant of China Merchants Bank. As long as your credit information is good, you will be approved. Of course, after this quota is approved, you can only go to the pos machine of the designated merchant for consumption, and the bank's money can't be cheated.