Currently, the four above-mentioned Industrial and Commercial Bank of China, Bank of China, Ping An, and Minsheng have RMB-Japanese Yen JCB dual-currency cards, and the JCB credit cards of the above six companies, CITIC, Everbright, Pudong Development Bank, China Merchants, China Construction Bank, and Bank of Shanghai, are RMB-USD cards. , settled in U.S. dollars, plus a currency conversion fee.

The ICBC multi-currency card is debited directly in Japanese yen, but when shopping on Amazon in Japan, the account is debited in US dollars first. In the end, although the payment was still settled in Japanese yen, it took up 2 credits. When shopping on other Japanese websites, settlement is directly made in Japanese yen. Because sometimes two shares are occupied and the credit limit is insufficient, which may lead to unsuccessful deductions. I personally prefer to apply for a JCB card from ICBC. Note that it is not a multi-currency card from ICBC.

Bank of China’s JCB is a real RMB and Japanese currency card. There is a problem that you must pay attention to. Bank of China’s JCB cannot buy anything on Amazon in Japan. When entering the Bank of China JCB card number in Nichia, It prompts that the credit card cannot be recognized. Please confirm that the card number is correct. The Bank of China cannot solve this problem. However, except for Nichia, it can be used on other Japanese shopping websites

Minsheng’s JCB card works well and has not been found to be inoperable.

Japanese online shopping is basically a pre-authorization mechanism, and the transaction date and accounting date may differ by as much as one month;

Japanese Amazon deducts payment after delivery, and the trading place is in the United States. Since our credit card is not from Japan, the debit amount will be more than the actual amount. On the billing date, the actual debit amount will be the same as the price of the goods you purchased. There is no handling fee, so don’t worry