How to establish full credit card arrears;
1. Online CCB inquires about the credit card arrears of CCB.
All major construction banks have their own online construction banks. Online Construction Bank has credit card business, which is a special channel for credit card users. Users can query all aspects of credit cards through this service, including credit card arrears.
Two, the telephone query construction bank credit card arrears.
Users can call the customer service phone of the card-issuing construction bank to make inquiries, and make calls according to voice prompts and their own needs.
Third, the bill credit card arrears query query
Some construction banks will mail bills to customers regularly. Bills generally specify consumption details, credit card arrears information, repayment information and so on. Customers can find out the arrears by checking their latest bills.
ChinaConstructionBank, formerly known as People's Construction Bank of China, was established in June 1 954+1October1(later renamed China Construction Bank on March 26th, 1996). The head office is located at No.25, Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit.
The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.
China Construction Bank has a broad customer base, maintains banking contacts with many large enterprise groups and leading enterprises in China's economic and strategic industries, and its marketing network covers major regions of the country.
20 16 On June 30th, the British Banker magazine published the ranking of 1000 big banks in the world, and China Construction Bank ranked second.
20 17 In February, BrandFinance released the list of top 500 global brands on 20 17, and China Construction Bank ranked it as 14.
In 20 18, Fortune Global 500 ranked 3 1. 20 18 February, the "Top 500 World Brands of 20 18" compiled by the World Brand Laboratory was announced, and China Construction Bank ranked 203rd.
July 20 19 was selected as the Fortune Global 500. "Belt and Road" China enterprises ranked 40th on the 100 list. 20 19 12, China Construction Bank was selected as the brand of 20 19 China Brand Power Festival 100. 20 19 12 18, People's Daily released the China Brand Development Index 100 list, and China Construction Bank ranked 25th.
On June 4, 2020, 65438+ won the evergreen tree award of the 2020 Caijing "Sustainable Development Benefit Award". In March 2020, it was selected as one of the top 500 global brands in 2020 13.
How to inquire about credit card arrears of CCB?
CCB's credit card inquiry method is as follows:
1. Open the CCB app on the mobile phone desktop.
2. After entering the client of China Construction Bank, click Login to log in to your personal account.
3. Click the loan indicated by the arrow after logging in.
4. After entering the loan page, click My Loan.
5. After entering my loan page, you can see the amount owed.
How to inquire about the credit card arrears of CCB?
1. Open the CCB app on the mobile phone desktop.
2. After entering the client of China Construction Bank, click Login to log in to your personal account.
3. Click the loan indicated by the arrow after logging in.
4. After entering the loan page, click My Loan.
: China Construction Bank
China Construction Bank, formerly known as People's Construction Bank of China, was officially renamed as China Construction Bank on March 26th, and was established on 1996 and10.954. China Construction Bank is a joint-stock commercial bank and one of the top five state-owned commercial banks. China Construction Bank has a broad customer base, and maintains banking ties with many large enterprise groups and leading enterprises in China's economic and strategic industries. Its marketing network has covered major areas in China. 20 13,101On October 29th, China Construction Bank Europe Limited and China Construction Bank Luxemburg Branch successfully opened in Luxembourg. 20 13 At the end of June, the market value of China Construction Bank reached176.7 billion USD. 20 14 On May 8th, Forbes Global 2000 list was released, and CCB ranked second in the world. In July of 20 15, Fortune released the list of China's top 500 in 20 15.
China Construction Bank ranked ninth with revenue of 570.5 billion yuan and second with profit of 227.8 billion yuan. On February 25th, 20 16, China Construction Bank announced that the mobile banking transfer and remittance will be free of handling fees.
Master three skills to avoid overdue inquiry of CCB credit cards.
The use of credit cards is becoming more and more common. What will happen if the cardholder forgets to repay, or the economic turnover is not smooth or other reasons lead to overdue repayment? What are the ways for overdue inquiry of CCB credit cards? Today, I would like to introduce some related issues about overdue credit cards of CCB.
How to check the overdue credit card of CCB?
1. Bring your personal ID card and card to all branches of CCB and handle credit card consulting service at the window;
2. Call the credit card service hotline of CCB at 400-820-0588, and ask the manual customer service to help you inquire;
3. Take out the credit card contract signed with China Construction Bank, compare the relevant terms of repayment date, and understand the relevant terms of credit card repayment date and overdue credit card.
Skills of avoiding overdue credit card of CCB
1. Make good use of repayment tolerance
In order to facilitate customers to handle repayment and reduce overdue credit cards, CCB has set repayment tolerance. That is, when you fail to repay in full, if the difference between the repayment amount and the full amount is less than 65,438+00 yuan (USD 2, EUR 2), the bank will regard it as full repayment and still enjoy the interest-free repayment period.
When the cardholder fails to fully repay the minimum repayment amount, if the difference between the repayment amount and the minimum repayment amount is less than 20 RMB (5 USD, 4 EUR), the bank will regard you as paying the minimum repayment amount, and will not charge you a late fee or leave you with a bad credit record.
2. Repay in full and on time.
A credit card has a billing date and a repayment date, and repays on time: the cardholder repays within 20 days (including 20 days) after each billing date, and there will be no overdue record. Full repayment: the cardholder pays in full before the final repayment date, and there will be no overdue record.
3. Inform the issuing bank of the number change in time.
If the cardholder's mobile phone number, billing address and other personal basic information changes, he should call the bank 400 customer service number in time to make the system information consistent with the cardholder's current situation, ensure that the cardholder can receive the statement or SMS reminder on time, and avoid the occurrence of overdue credit cards.
How to find out how much the credit card of CCB owes?
Using the mobile phone reserved by the bank, edit the short message "the last 4 digits of CCYE#" or "the last 4 digits of 3 12#" and send it to 95533, and you can query the total consumption recorded at present.
This is the end of the introduction on how to inquire about the overdue credit card of CCB and how to inquire about the overdue credit card of CCB. I wonder if you have found the information you need?